Multigenerational Living Made Easy with McCaffrey Homes’ Flexible Floor Plans

Last Updated: June 9, 2026

Sharing a home with extended family used to be a backup plan. Today, it’s an intentional choice, and you deserve a floor plan that was designed specifically for multigenerational households.

Learn the benefits of multigenerational living, what to consider when moving to a multigenerational household, and features of our multigenerational floor plans.

Why Multigenerational Living Is a Smart Choice

With the rising rate of multigenerational living, more and more buyers are opting for keeping extended family under one roof because it helps them adapt to rising housing costs, caregiving needs, and changing priorities.

For many, it’s about sharing a mortgage or easing the burden of student debt for those new graduates returning from college. For others, it’s the ability to support aging parents while raising children at the same time.

Beyond the practical benefits, there’s something deeper: Connection, tradition, and the peace of knowing loved ones are close.

When searching for the right home to accommodate your multi-generational living needs, many home buyers often struggle to find a good fit for comfort, privacy, and style.

New Home vs. Renovation: Why New Construction Wins for Multigenerational Families

Renovating an older home to support multigenerational living sounds practical until you realize the true daunting task of remodeling:

• Expenses
• Permits
• Delays
• Accessibility upgrades
• Months of dust and decisions

What seems simple becomes a maze of unexpected costs and compromises.

Benefits of New Construction Multigenerational Homes

New-build floor plans are built for multigenerational needs from day one:

• First-floor bedroom suites
• Strategically separated living and private spaces
• Smart home technology
• Built-in energy efficiency and modern materials

How to Prepare for Multigenerational Living With Your Family

1. Decide What You Need in Your Floor Plan

Multigenerational families should decide:

• What kind of layout supports everyone’s routines and comfort
• Whether they need a private entrance, en-suite bathroom, or kitchenettes
• How to create a sense of independence for everyone under one roof

The Design Consultants at McCaffrey’s Design Center understand the real dynamics of multigenerational living and bring years of experience working with other multi-family buyers.

Bring your notes, inspiration photos, and any non-negotiables. We’ll help you prioritize what matters most.

2. Discuss Financing

From selling current homes to deciding whether to co-sign a new home, multigenerational families have some important financial decisions to make together.

“Financing a multigenerational home requires more coordination than a typical purchase because you’re aligning multiple incomes, timelines, and long-term goals,” says Shelly Hogan with McCaffrey Home Mortgage.”

What’s more, individual family members or units may have their own specific sets of financial considerations when buying a new home.

“Before anyone commits to a contract, each household should understand its independent borrowing capacity and how joint decisions could affect credit, taxes, and estate planning,” Hogan continues.

Make sure to stay in close contact together and be open, transparent, and honest throughout the process. It will be key to be on the same page about the financing process.

“The biggest risk isn’t the mortgage itself, it’s mismatched expectations about who is financially responsible for what over time. Structure the purchase so it strengthens family stability, not strains it,” concludes Hogan.

3. Tour Multigenerational Homes In Person

Once you’re ready to look at floor plans that work with your needs and finances, our team can set up a personal tour for your family of any of our multigenerational homes.

Multigenerational living only works when the layout respects everyone’s space, and that’s exactly what our Poppy Collection, Savanna Collection, and Ivy Collection were designed to do.

With plans that go up to five bedrooms ranging from 1,687 to over 4,000 square feet, our multigenerational floor plans feature:

• First floor bedroom & bathroom separate from living areas for privacy
• Junior suite with private en-suite bathroom
• Multi-gen suite with separate living and bathroom, as well as separate entrance and kitchenette

It’s all about balance. These floor plans give families room to spread out without feeling disconnected—open gathering areas make it easy to spend time together when it matters most, making day-to-day life smoother for everyone.

4. Find the Right Multigenerational Living Community for Your New Home

Your family doesn’t just deserve a home layout that suits your needs—you also deserve a community that prioritizes family memories, exercise, and convenience for a fulfilling new chapter in your lives.

We build in Tesoro Viejo, a master-planned community just north of Fresno where multigenerational living fits naturally into everyday life.

Grandparents can enjoy a morning walk on the nearly 15 miles of trails while the kids head to Hillside Elementary just a few blocks away.

The whole family can meet up for live music at AXIS Coffee Bar or pick out fresh produce together at the weekly certified farmers market. Fitness classes, a resort-style pool, and The Ranch House clubhouse round out the list of amenities.

With everything from the Camarena Health Center to a variety of neighborhood parks within walking distance, the community supports every age, every schedule, and every stage of life.

If you’re ready to start your new multigenerational home journey, contact us to talk about financing, floor plan options, and the community of Tesoro Viejo, and tour our next-generation homes near Fresno, CA today!

FAQs About Multigenerational Floor Plans

What makes a home multigenerational?

A multigenerational home—sometimes called a next-generation home—is specifically designed to accommodate multiple family members in different stages of life, such as adult children, grandparents, extended family, and more. Its layout includes separated living spaces such as separate entrances, kitchenettes, living rooms, and more.

Is it cheaper to build a multigenerational home than buy resale?

It can definitely be cheaper to build a new construction multigenerational home because older homes are often not designed for multiple families and may require significant renovation, which can add up quickly. 

Home builders also commonly offer financing incentives like lower rates, closing cost savings, or other promotions.

What is the best layout for a multigenerational home?

The best layout for a multigenerational home suits your specific family needs, including things like first-floor bedrooms with en-suite bathrooms, separate entrances, kitchenettes, and more.

What are the disadvantages of multigenerational households?

Multigenerational households may become stressful when different family members have different sleeping schedules and daily routines. Noise, shared living spaces, and personal belongings are important considerations families should weigh when choosing their home’s layout so that they avoid common stressors.